I've got to plug Kmart.

Being an official frugal shopper, I must put in a plug for the KMart (Landsend) Shop your way rewards card (hereby acronymed SYRW). GET ONE. I get all of these rewards cards and use them without fail. But my Kmart card really paid off tonight. When you shop KMart, Landsend or other listed store, you earn points which translate into dollars. Last time I was at Kmart, they told me I had $10 plus credit, and I said I'd use it next time. Well tonight, LandsEnd.com was running a fantastic sale on one of their classic totes. I realized I could register my SYWR card with my Landsends.com account. The totes are on sale tonight only for $20, and using a promo + code, free shipping. I got a monogram too, so overall $25. But I then applied my rewards of $10.56, and paid a tiny bit over $15 for what would've cost $35 plus shipping on any regular day. I was delighted! So all of that swiping and keeping a key chain full of plastic may not be a bad idea, if you don't mind your shopping habits being tracked through these companies' crazy systems. Just my .02 for the week.